• Keep your banking information secured

    Keep your banking information secured

    Don’t be astonished choosing a password for your Internet banking account is very important. Before you put your password for Internet Banking, make sure that you choose a password that only you can remember. A strong password has ideally at least 14 characters or more – certainly the more the better. The password must be composed of letters, numbers and other symbols. You can use upper and lower case to improve the complexity of...

    http://bank-rates.org/financial-consultant/keep-your-banking-information-secured
  • Alluring bank rates and easy profit

    Alluring bank rates and easy profit

    The banking industry is alluring. In the last ten years, competition among financial institutions has created many opportunities to make extra money with the best Bank Rates. There are two main reasons for this new competition: reduced regulation and appearance of the Internet. With widespread access to broadband, online banks can now offer loads of features that traditional banks can not. In addition, these online banks can offer the best...

    http://bank-rates.org/financial-consultant/alluring-bank-rates-and-easy-profit
  • Online banking: advantages and disadvantages

    Online banking: advantages and disadvantages

    Most online banks offer higher interest rates or other offers on savings accounts and other banking products because these banks have less overhead. There is not much building to pay and there are fewer employees. Account information and services are available 24 hours a day, every day. An exception to this rule would be for online banks may need to go offline for a couple of hours to update and maintain systems. Most online banks have no fees...

    http://bank-rates.org/financial-consultant/online-banking-advantages-and-disadvantages
  • What you need to know about bank rates

    What you need to know about bank rates

    People need the loans for different reasons and things. You can choose different loans, such as home loans, car loans, student loans, business loans and other types of loans. Don’t forget that the percentage varies in different types of loan . Banks will typically have lower percents in regards to percents match to other financial institutions. Before apply for a loan, you must know the rate of bank loans. If you need to buy a house for...

    http://bank-rates.org/financial-consultant/what-you-need-to-know-about-bank-rates
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Tech Giants Are Entering the Payments Industry with NFC Chips

By Laura Perez | Apr 20, 2011

Phones are hardly phones anymore: they’re very small computers that happen to have a Skype-like method of communication. Smartphones are making forays into the world of payments, with merchants like Starbucks experimenting with mobile prepaid cards and scrappy startups like Silicon Valley’s BlingNation piloting smartphone-only registers.

Apple and Google are also now jumping on the mobile payment bandwagon, using near field communication (NFC) chips that would enable customers to pay simply by waving their phones over a register. Apple will probably have NFC chips ready by the iPhone 6, but Google is one step ahead: it already supports the technology in Android phones like the Nexus 5 and will begin testing mobile payment systems in New York and San Francisco.

But will it ever happen?

TechCrunch’s Erick Schonfeld wrote a piece recently arguing that NFC chips will never reach the critical mass needed to become actually useful. He ci

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Tags: Payments, Payments Industry
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Will I make my real dad upset if I spend time with my stepdad?: Top 10 Questions From Kids About Stepfamilies

By Kenneth Moore | Apr 17, 2011

Will I make my real dad upset if I spend time with my stepdad?: Top 10 Questions from Kids About Stepfamilies

“Will I make my real dad upset if I spend time with my stepdad?: Top 10 Questions From Kids About Stepfamilies” is categorized as “life and leisure”. This video was licensed from Grab Networks. For add

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Tags: 10 Questions, Kids, Top 10, Top 10 Questions
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IHOP, Cinnabon and Others Offer Tax Day Freebies

By Kenneth Moore | Apr 15, 2011

With the tax deadline rapidly approaching, many people are scrambling to file their returns, which is why a number of companies are offering freebies to celebrate the hard work. Bally Total Fitness, IHOP and Cinnabon are among the companies offering free goods on or around April 18.

Free Stuff Available Around the Country

Reports from Kiplinger and U.S. News and World Report have revealed that a number of companies around the country are offering freebies on or around tax day. Here are some to make note of:

Food and goodies:

  • Arby’s: Arby’s is giving away its signature curly fries on April 15 between 11 a.m. and 10 p.m. Print a coupon on their Facebook page (www.facebook.com/arbys).
  • Cinnabon: On April 18, Cinnabon is offering two free Classic Cinnabon Bites from 6 p.m. to 8 p.m. as a part of its Tax Day Bites promotion.
  • IHOP: For the entire month of April, IHOP is letting children 12 and under get one free meal with each paying adult from 4 p.m. to

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Tags: Freebies
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What is paraphilia?: Fetishes And Fantasies

By Kenneth Moore | Apr 15, 2011

What is paraphilia?: Fetishes And Fantasies

“What is paraphilia?: Fetishes And Fantasies” is categorized as “life and leisure”. This video was licensed from Grab Networks. For additional video content, click the “video” tab at the top of this page.

If you are a new Fine Tuned Finances reader, we would like to welcome you to our website. Fine Tuned

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Tags: Fantasies
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Ask the expert: How would a government shutdown affect savings accounts?

By Kenneth Moore | Apr 14, 2011

Q: How will it affect the economy if the Federal government shuts down because of the budget disagreement, and specifically, will this be good or bad for interest rates on savings accounts? They seem so low that nothing could hurt them, but I’m a big believer in Murphy’s Law.

A: If a government shutdown lasts more than a week or so, your belief in Murphy’s Law will be justified. A sustained government shutdown seems likely to have a negative economic effect, and one that would be especially bad for savings accounts, as well as other interest-bearing deposits such as CDs and money market accounts.

Even without a government shutdown, an emerging theme in the economy lately has been developments which threaten to slow economic growth while adding to inflation pressure. The unrest in the Middle East and the disasters in Japan fall into this category, and it is a worst-of-both-worlds scenario for CD, savings, and money market rates.

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Tags: Accounts, Savings Accounts

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