• Keep your banking information secured

    Keep your banking information secured

    Don’t be astonished choosing a password for your Internet banking account is very important. Before you put your password for Internet Banking, make sure that you choose a password that only you can remember. A strong password has ideally at least 14 characters or more – certainly the more the better. The password must be composed of letters, numbers and other symbols. You can use upper and lower case to improve the complexity of...

    http://bank-rates.org/financial-consultant/keep-your-banking-information-secured
  • Alluring bank rates and easy profit

    Alluring bank rates and easy profit

    The banking industry is alluring. In the last ten years, competition among financial institutions has created many opportunities to make extra money with the best Bank Rates. There are two main reasons for this new competition: reduced regulation and appearance of the Internet. With widespread access to broadband, online banks can now offer loads of features that traditional banks can not. In addition, these online banks can offer the best...

    http://bank-rates.org/financial-consultant/alluring-bank-rates-and-easy-profit
  • Online banking: advantages and disadvantages

    Online banking: advantages and disadvantages

    Most online banks offer higher interest rates or other offers on savings accounts and other banking products because these banks have less overhead. There is not much building to pay and there are fewer employees. Account information and services are available 24 hours a day, every day. An exception to this rule would be for online banks may need to go offline for a couple of hours to update and maintain systems. Most online banks have no fees...

    http://bank-rates.org/financial-consultant/online-banking-advantages-and-disadvantages
  • What you need to know about bank rates

    What you need to know about bank rates

    People need the loans for different reasons and things. You can choose different loans, such as home loans, car loans, student loans, business loans and other types of loans. Don’t forget that the percentage varies in different types of loan . Banks will typically have lower percents in regards to percents match to other financial institutions. Before apply for a loan, you must know the rate of bank loans. If you need to buy a house for...

    http://bank-rates.org/financial-consultant/what-you-need-to-know-about-bank-rates
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Americans Got Richer in 4th Quarter 2009

By Kenneth Moore | Mar 30, 2010

A quarterlyreport from the Federal Reserve released on Thursday revealed that Americansactually got a little richer in the fourth quarter of 2009. In that quarter, U.S. households saw a total net worth of $54.18 trillion, which was a 1.3 percent increase from the third quarter worth of $53.49 trillion.

As a result, the networth for 2009 increased a total of 5.9 percent. This is great news for those who have struggled with personal finance since the economy toppled in 2008 and were looking for some hope for 2010.

Where is the Net Worth Coming From?

In the fourth quarter of 2009, a large chunk of the increase in net worth (which includes assets like home equity, minus liabilities like mortgage debt) came from a drop in household debt, which was the first since 1945.

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Tags: 2009
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Texas Heritage National Bank Savings Accounts

By Kenneth Moore | Mar 30, 2010

With the high interest that Texas Heritage offers on some of its checking accounts, does it make sense to open a savings account at the bank?

Assuming you don’t qualify for the 5% APY, the interest on the savings accounts is slightly higher than on the checking accounts. Specifically, you get 0.75% interest if you have less than $2500, and 1% for over $2500.

Just remember that you are only allowed six transactions per month, so if you need to manage your transfers between accounts to meet this limit.

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Tags: Accounts, Texas Heritage

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