• Keep your banking information secured

    Keep your banking information secured

    Don’t be astonished choosing a password for your Internet banking account is very important. Before you put your password for Internet Banking, make sure that you choose a password that only you can remember. A strong password has ideally at least 14 characters or more – certainly the more the better. The password must be composed of letters, numbers and other symbols. You can use upper and lower case to improve the complexity of...

    http://bank-rates.org/financial-consultant/keep-your-banking-information-secured
  • Alluring bank rates and easy profit

    Alluring bank rates and easy profit

    The banking industry is alluring. In the last ten years, competition among financial institutions has created many opportunities to make extra money with the best Bank Rates. There are two main reasons for this new competition: reduced regulation and appearance of the Internet. With widespread access to broadband, online banks can now offer loads of features that traditional banks can not. In addition, these online banks can offer the best...

    http://bank-rates.org/financial-consultant/alluring-bank-rates-and-easy-profit
  • Online banking: advantages and disadvantages

    Online banking: advantages and disadvantages

    Most online banks offer higher interest rates or other offers on savings accounts and other banking products because these banks have less overhead. There is not much building to pay and there are fewer employees. Account information and services are available 24 hours a day, every day. An exception to this rule would be for online banks may need to go offline for a couple of hours to update and maintain systems. Most online banks have no fees...

    http://bank-rates.org/financial-consultant/online-banking-advantages-and-disadvantages
  • What you need to know about bank rates

    What you need to know about bank rates

    People need the loans for different reasons and things. You can choose different loans, such as home loans, car loans, student loans, business loans and other types of loans. Don’t forget that the percentage varies in different types of loan . Banks will typically have lower percents in regards to percents match to other financial institutions. Before apply for a loan, you must know the rate of bank loans. If you need to buy a house for...

    http://bank-rates.org/financial-consultant/what-you-need-to-know-about-bank-rates
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Best Savings Accounts: Ally Bank at 1.29% APY

By Kenneth Moore | Apr 04, 2010


It’s nice when a bank provides good customer service, a few perks, travel rewards, etc. But when it comes down to it, high savings account rates are what separate one bank from another.

Ally Bank offers some of the best personal banking interest rates. Lately, they have been offering customers a 1.29% APY with their high yield savings account.

Highlights of the bank’s best savings account:

  • $0 minimum to open
  • no minimum balance
  • no monthly fees
  • daily compounded interest
  • six transactions per cycle
  • 24/7 customer support

In addition, all Ally accounts are covered by the FDIC up to $250,000 per depositor.

>>Best Savings Account Rates

Current Ally Bank Savings Rates

  • 6 Month CD Rate – Ally Bank
  • 12 Month CD Rate – Ally Bank
  • 2 Year / 24 Month CD Rate – Ally Bank

Ally Bank Savings Rates

  • Ally Bank Savings Bank Account Rates

About Ally Bank Savings Bank >>

Other terms and conditions may apply.

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Tags: Ally Bank, Bank
0

Travelocity American Express Card 2-Night Hotel Stay $20 Discount Code

By Kenneth Moore | Apr 04, 2010

Travelocity is currently offering a $20 discount off a 2-night hotel stay when you pay with your American Express credit card, valid through May 31, 2010.

Just book a 2+ night hotel stay using any American Express card, and you’ll save $20 at Travelocity.

Book your hotel during this Travelocity American Express Promotional Offer and use the Travelocity Promo Code AMXSECRET20 during checkout.

The promotional code AMXSECRET20 for $20 off is valid through 11:59 p.m. C

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Tags: 20 Discount, Discount, Hotel Stay
1

Bond Rates, Bank Rates, and Safe Money

By Kenneth Moore | Apr 04, 2010

Low bank rates, especially on CDs, are being used by financial product salespeople to sell other, riskier investments, such as stocks and bonds.

Wait a second. Bonds are risky?

Not necessarily risky, no, but bonds are by no means the “safe haven” that many savings investors suppose–and many salespeople propose.

In fact, it’s entirely possible that there is a giant bubble in bonds right now. There could even be some trouble in the Triple A, supersafe world of government bonds.

If interest rates rise, bondholders may be in for some unpleasant surprises over the next couple years. When interest rates go up, bonds that are paying lower interest rates become worth less.

It is thus highly possible to lose money in bonds, especially in an environment of rising interest rates. Yes, you can

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Tags: Bank Rates, Rates
1

A Promising Breakthrough for Bank Rates?

By Kenneth Moore | Apr 04, 2010

MoneyRates.com has been closely monitoring the Treasury bond market for changes in yields that could be a bellwether for eventual changes in bank rates. This past Monday, ten-year Treasuries closed above 4% for the first time since October of 2008. Could this be the breakout depositors have been waiting for?

While ten-year Treasury yields slipped back slightly the next day, overall they’ve made a long climb back from their low of 2.08% in December of 2008, and have added 80 basis points just since the end of this past November.

Looking down the yield curve, there have been significant moves up in 5-year and 3-year yields since the end of February, and even 1-year yields have started to climb.

It’s too early to expect this recent breakout to be reflected in bank rates. According to FDIC figures, as of this past Monday, national savings account rates averaged just 0.20%, money market rates averaged 0.32%, and 1-year CD rates averaged 0.79%. Fin

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Tags: Bank Rates, Rates
0

Best Savings Accounts: Earn .50% APY with Far East National Bank

By Allison Jones | Apr 03, 2010

If you have roots both in California and the Pacific Rim, then opening a bank account with Far East National Bank is probably a necessity for you. Not only will you be able to access your money wherever your travels may take you, the bank’s savings account rates are right on point with the current offerings in the banking industry.

The earning potential from a Far East National Bank savings account rate is based on how much money customers choose to deposit.

The earning tiers are:

  • Balances less than $10,000 qualify for a .20% APY
  • Balances ranging from $10,000 to $99,999.99 can earn a .30% APY
  • Balances starting at and exceeding $100,000 can earn a .50% APY

Additional terms you need to be aware of to qualify for this savings interest rate include:

  • Minimum opening balance of $200 required
  • Minimum daily balance of $200 required to avoid monthly penalty charge of $3
  • Account only grants three withdrawals monthly without penalty
  • A $1.50 penalty will be charged for excess transactions if daily minimum balance drops below $1,000
  • Interest compounded daily and distributed monthly
  • Interest rates are variable and subject to change at the bank’s discretion
  • FDIC insured

Far East National Bank was the first federally chartered Asian American Bank in the nation and has roots dating back till 1974.

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Tags: Bank, East National, East National Bank, National Bank

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