• Keep your banking information secured

    Keep your banking information secured

    Don’t be astonished choosing a password for your Internet banking account is very important. Before you put your password for Internet Banking, make sure that you choose a password that only you can remember. A strong password has ideally at least 14 characters or more – certainly the more the better. The password must be composed of letters, numbers and other symbols. You can use upper and lower case to improve the complexity of...

    http://bank-rates.org/financial-consultant/keep-your-banking-information-secured
  • Alluring bank rates and easy profit

    Alluring bank rates and easy profit

    The banking industry is alluring. In the last ten years, competition among financial institutions has created many opportunities to make extra money with the best Bank Rates. There are two main reasons for this new competition: reduced regulation and appearance of the Internet. With widespread access to broadband, online banks can now offer loads of features that traditional banks can not. In addition, these online banks can offer the best...

    http://bank-rates.org/financial-consultant/alluring-bank-rates-and-easy-profit
  • Online banking: advantages and disadvantages

    Online banking: advantages and disadvantages

    Most online banks offer higher interest rates or other offers on savings accounts and other banking products because these banks have less overhead. There is not much building to pay and there are fewer employees. Account information and services are available 24 hours a day, every day. An exception to this rule would be for online banks may need to go offline for a couple of hours to update and maintain systems. Most online banks have no fees...

    http://bank-rates.org/financial-consultant/online-banking-advantages-and-disadvantages
  • What you need to know about bank rates

    What you need to know about bank rates

    People need the loans for different reasons and things. You can choose different loans, such as home loans, car loans, student loans, business loans and other types of loans. Don’t forget that the percentage varies in different types of loan . Banks will typically have lower percents in regards to percents match to other financial institutions. Before apply for a loan, you must know the rate of bank loans. If you need to buy a house for...

    http://bank-rates.org/financial-consultant/what-you-need-to-know-about-bank-rates
0

Bank Rates Defined

By Admin | Dec 29, 2011

Bank rates work in three different ways. There are interbank rates which represent the cost of borrowing that banks pay each other or the government to borrow money for solvency. Then there is the savings rate a bank pays depositors for use of their money placed in savings in that particular bank. Finally, there is the interest rate charged on loans banks provide individuals and businesses to use the bank’s money, resulting in a profit from the money paid back.

Interbank rates are the least understood and the most critical for banks. Banks themselves do not keep every cent in their accounts. They try to lend as much as possible to make new money off of loans via interest. However, from time to time, banks need cash infusions to close deals, stay solvent, or meet liquidity requirements imposed by government regulations. Read more…


Tags: Bank Rates
0

Bollard’s rate moves hinge on how bad things get in Europe

By Thomas Lee | Dec 29, 2011

The Reserve Bank is still of a mind to raise interest rates but later, more slowly and to a lower peak than it previously foreshadowed and subject to there being only a mild recession in Europe.

“We are holding rates and that’s our short-term view,” Governor Alan Bollard said yesterday.

“The 90-day track we have published is consistent with some gentle rises some time in the middle of next year.”

The wholesale interest rate track in the December monetary policy statement has pencilled in three 25-point rate rises from the middle of next year but financial market pricing implies no increases until well into next year.

And economists at the main local banks expect the official cash rate to remain on hold at 2.5 per cent until September or December next year.

“The Governor said he thought the OCR will move in mid-2012.

Read more…


Tags: Europe
0

Rick Ackerman – Do ‘Technicals’ Point Toward a Global Collapse

By Kenneth Moore | Dec 14, 2011

In this webinar we look at such bellwethers as the Dollar Index, T-Bond futures, the euro and index futures for the broad averages.

Who Is Rick Ackerman?

Barrons once labeled Rick Ackerman an intrepid trader in a headline that alluded to his key role in solving a notorious pill-tampering case. He received a $200,000 reward when a conviction resulted, and the story was retold on TVs FBI: The Untold Story. But to the gang at CNBC, hes been a pariah for the last ten years a shoot-from-the-hip kinda guy whose irreverent style got him banned from the show after an interview on Squawk Box was alleged to have gone awry.

His professional background includes 12 years as a market maker on the floor of the Pacific Coast Exchange, three as an investigator with renowned San Francisco private eye Hal Lipset, seven as a reporter and newspaper editor, three as a columnist for the Sunday San Francisco Examiner, and two decades as a contributor to publications ranging from Barrons to The Antiquarian Bookman to Fleet Street Letter and Utne Reader.

Read more…


Tags: Ackerman, Rick Ackerman
0

6.00% Yield, S.Africa Rand: Rabobank, AAA rated, mat March 2014.

By Thomas Lee | Dec 14, 2011

We have identified a short term AAA rated Rabobank (RABOBK) bond denominated in South African rand maturing in March 2014, and are targeting a better than 6.00% yield for our clients.

Corporate Bond linked to the South African Rand

Netherlands based Rabobank has bonds, denominated in the South African rand, that currently has a yield of about 6% for 30 months. The high yield and short maturity of this rand bond, when considered with its extremely strong AAA rating, compares very favorably in relationship to other high yield instruments in our Foreign and World Fixed Income holdings, and we consider the recent weakness of the rand as the right opportunity for increasing an exposure to the rand in our basket of foreign fixed income holdings.

Read more…


Tags: 2014, Aaa Rated, March 2014
0

CD Rate Deal of the Day: Kentucky Neighborhood Bank at 1.50% APY

By Allison Jones | Dec 13, 2011

Kentucky Neighborhood Bank  provides Elizabethtown, KY residents with a golden opportunity to end 2011 on a positive note with a high-yield CD account. They are offering customers a special 25-month CD rate of 1.50% APY. This low-risk investment account is a great way to build substantial savings in a moderate amount of time. Don’t be left behind–deposit into a CD account today to secure your finances moving forward.

25-Month CD Rate Terms and Conditions

A minimum $500 deposit is required to open a 25-month CD with Kentucky Neighborhood Bank. Customers are permitted to make a one-time withdraw up to 25 percent of the principal without penalties during the CD term. Howe

Read more…


Tags: Bank, Kentucky Neighborhood, Kentucky Neighborhood Bank, Neighborhood Bank

Search

Subscribe