• Keep your banking information secured

    Keep your banking information secured

    Don’t be astonished choosing a password for your Internet banking account is very important. Before you put your password for Internet Banking, make sure that you choose a password that only you can remember. A strong password has ideally at least 14 characters or more – certainly the more the better. The password must be composed of letters, numbers and other symbols. You can use upper and lower case to improve the complexity of...

    http://bank-rates.org/financial-consultant/keep-your-banking-information-secured
  • Alluring bank rates and easy profit

    Alluring bank rates and easy profit

    The banking industry is alluring. In the last ten years, competition among financial institutions has created many opportunities to make extra money with the best Bank Rates. There are two main reasons for this new competition: reduced regulation and appearance of the Internet. With widespread access to broadband, online banks can now offer loads of features that traditional banks can not. In addition, these online banks can offer the best...

    http://bank-rates.org/financial-consultant/alluring-bank-rates-and-easy-profit
  • Online banking: advantages and disadvantages

    Online banking: advantages and disadvantages

    Most online banks offer higher interest rates or other offers on savings accounts and other banking products because these banks have less overhead. There is not much building to pay and there are fewer employees. Account information and services are available 24 hours a day, every day. An exception to this rule would be for online banks may need to go offline for a couple of hours to update and maintain systems. Most online banks have no fees...

    http://bank-rates.org/financial-consultant/online-banking-advantages-and-disadvantages
  • What you need to know about bank rates

    What you need to know about bank rates

    People need the loans for different reasons and things. You can choose different loans, such as home loans, car loans, student loans, business loans and other types of loans. Don’t forget that the percentage varies in different types of loan . Banks will typically have lower percents in regards to percents match to other financial institutions. Before apply for a loan, you must know the rate of bank loans. If you need to buy a house for...

    http://bank-rates.org/financial-consultant/what-you-need-to-know-about-bank-rates
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No Bank Account? Put Your Tax Refund on a Prepaid Card

By Allison Jones | Mar 25, 2012

 

Having your federal income tax refund deposited to your checking account takes about two weeks, as opposed to the six to eight weeks it takes for a paper check refund to arrive. Unfortunately, according to the FDIC, there are about 30 million households that miss out on this luxury because they don’t have a bank account. Often, the solution is a tax refund anticipation loan, which results in high interest rates and less money back.

Prepaid Card for Your Federal Income Tax Refund

Prepaid cards are an excellent way for those without bank accounts to get their tax refund. Instead of waiting for a paper check to arrive or turning to a refund anticipation loan, they can have their refund automatically deposited to a prepaid card. Th

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Tags: Refund, Tax Refund
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IRA Online Savings

By Allison Jones | Mar 14, 2012

Earn a higher rate than traditional IRA savings.

  • $0 to open
  • No monthly maintenance fees
  • Other fees, such as those for returned deposit items and outgoing wires, may reduce earnings
  • The IRS may tax withdrawals — please consult your tax professional
  • Available for Traditional IRAs, Roth IRAs and SEP IRAs. Find the plan for you 
  • Daily compounded interest for maximum earnings
  • FDIC insured to the maximum allowed by law. Maximize your coverage
  • Six transactions per statement cycle with no fees. Why only 6? 
  • Your actual variable rate will go into effect when you make your opening deposit
  • Ally’s IRA Online Savings Account rate is accurate as of 8/26/2011. See rates

Open account

  • Some banks will charge you a fee to maintain your IRA. Not us. We don’t charge any monthly or annual fees. 
  • We don’t require minimum balances to open. Ma

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Tags: Savings
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A Monetary Policy Framework for All Seasons

By Allison Jones | Mar 06, 2012

It is a pleasure to be at the U.S. Monetary Policy Forum, which brings together academics, practitioners and market participants to discuss current issues in monetary policy.

There are a few.

Indeed the crisis has shaken the foundations of monetary economics, making this a great time to be an academic but a more challenging one to be a practitioner. The extent to which market participants enjoy the situation appears to fluctuate on a daily basis.

In the crisis economies, policy-makers are battling the possibility of deflation. They are handicapped by transmission mechanisms that are at best impaired and at worst broken. With households and banks in these economies aggressively trying to delever, output gaps remain large and hysteresis threatens.

As a consequence, the horizons of monetary policy have been expanded dramatically. The Federal Reserve has been appropriately and effectively radical by implementing a range of powerful unconventional tools.

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Tags: Monetary Policy, Policy
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24-Month CD Rate Deal of the Day: RiverLand Credit Union at 1.25% APY

By Allison Jones | Feb 26, 2012

RiverLand Credit Union is urging its members who live in the U.S. South to step up to their savings with a 24-month CD rate of 1.25% APY. Take command of some solid earnings potential with a share deposit account offering a competitive rate.

24-Month CD Rate Terms and Conditions

Members who open a fixed-rate 24-month CD through RiverLand Credit Union may transfer their dividends monthly to their savings or checking accounts, add them to their certificate balance, or request to have their yields mailed to them. Interest on all the CU’s certificates of deposit begin accruing from the date the account is opened, and compounds monthly. M

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Tags: Apy, Credit Union, Riverland Credit, Riverland Credit Union
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