• Keep your banking information secured

    Keep your banking information secured

    Don’t be astonished choosing a password for your Internet banking account is very important. Before you put your password for Internet Banking, make sure that you choose a password that only you can remember. A strong password has ideally at least 14 characters or more – certainly the more the better. The password must be composed of letters, numbers and other symbols. You can use upper and lower case to improve the complexity of...

    http://bank-rates.org/financial-consultant/keep-your-banking-information-secured
  • Alluring bank rates and easy profit

    Alluring bank rates and easy profit

    The banking industry is alluring. In the last ten years, competition among financial institutions has created many opportunities to make extra money with the best Bank Rates. There are two main reasons for this new competition: reduced regulation and appearance of the Internet. With widespread access to broadband, online banks can now offer loads of features that traditional banks can not. In addition, these online banks can offer the best...

    http://bank-rates.org/financial-consultant/alluring-bank-rates-and-easy-profit
  • Online banking: advantages and disadvantages

    Online banking: advantages and disadvantages

    Most online banks offer higher interest rates or other offers on savings accounts and other banking products because these banks have less overhead. There is not much building to pay and there are fewer employees. Account information and services are available 24 hours a day, every day. An exception to this rule would be for online banks may need to go offline for a couple of hours to update and maintain systems. Most online banks have no fees...

    http://bank-rates.org/financial-consultant/online-banking-advantages-and-disadvantages
  • What you need to know about bank rates

    What you need to know about bank rates

    People need the loans for different reasons and things. You can choose different loans, such as home loans, car loans, student loans, business loans and other types of loans. Don’t forget that the percentage varies in different types of loan . Banks will typically have lower percents in regards to percents match to other financial institutions. Before apply for a loan, you must know the rate of bank loans. If you need to buy a house for...

    http://bank-rates.org/financial-consultant/what-you-need-to-know-about-bank-rates
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New $150 Checking Bonus with BBVA Compass Bank

By Admin | Jan 13, 2010

BBVA Compass Bank seems to have all the great deals. In Nov. 2009, we told you about the bank offering a Free iPod Touch with a free checking account. Now it’s offering another great promotion. Until Feb. 28, 2010, you could take advantage of $150 in checking bonuses for opening a new account and more.

Here are the details you need to take advantage of the bonuses:

  • First $75: You get the first $75 just for opening a new checking account online. However, you must do so online and signing up for online bill pay by Feb. 28. In addition, you must pay at least five bills online every 30 days (each one grants you $25 each up to $75).
  • Second $75: You get another $75 foradding direct deposit by Feb. 28. You must receive your first direct deposit 30 days of your account opening.

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Tags: Bank, Bbva Compass, Bbva Compass Bank, Compass Bank
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3.50% APY for 60-month term, Highest CD Rates with CEF Credit Union

By Admin | Jan 12, 2010

The CEF Credit Union offers their top cd rates for their members in Illinois and California. The highest cd rates are being offered for their two long-term money in the bank deals with the 5-year CD earning 3.50% APY and 4-year CD yielding 3.25% APY. These CDs can be opened with an initial funding of $1,000.

An additional 0.10% certificate of deposit rates can be enjoyed if you open a jumbo certificate for at least $100,000.

These interest rates are still posted on the credit union’s website as of December 30. These best cd rates may be changed any time. The current cd rates are also posted on the website of Valley Credit Union which was merged with CEFCU via the mediation of the NCUA last 2008. The Valley CU is now operating as a division of CEF Credit Union.

Interested individuals who want to take advantage of these CD deals can sign up for membership. Anyone who works or lives in the counties of Illinois are eligible. V

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Tags: Cef Credit, Cef Credit Union, Credit Union, Union
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GoldWater Bank Review: One location with One great product!

By Admin | Jan 11, 2010

GoldWater Bank out of Scottsdale, Arizona is somewhat of an anomaly within the banking industry. Although they only have one branch, it looks as if it could pass as a castle. You can’t help but feel like your inside a 5-star hotel when walking through the lobby or sitting with a representative.

The bank is managed by a team of 5 executives, 13 employees and 7 directors on the board. And although this bank is seemingly small in physical size and number of employees they still offer their products to customers around the world. Therefor, you aren’t required to reside in the Scottsdale community in order to apply for a product.

Their most noteworthy product is a Rewards Checking Account boasting an APY of 5.02% on balances up to $20,000. Wit

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Tags: Bank, Goldwater Bank
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Want Higher CD Rates? Hope for Lower Unemployment

By Admin | Jan 09, 2010

Obviously everyone hopes that the unemployment problems in the U.S. will abate. But CD investors have special reason to hope that unemployment goes down. When unemployment goes down, CD rates should rise.

Rarely would there be such a strong correlation between employment trends and CD rates, but today it seems like these two really are tied together. The Federal Reserve has promised to keep interest rates low until the economy improves. CD rates generally follow interest rates offered by the federal government.

Banks have been given hundreds of billions of dollars, and many prominent U.S. companies are returning to strong profitability. But one area of the economy that has not yet improved is unemployment. So many Americans feel like the rich are getting back to being rich and the middle class are on the way to becoming poor.

The Fed is using a strategy of low interest rates to spur companies to borrow money so that new staff can be hired.

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Tags: Cd Rates, Hope
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Current Mortgage Rates:30 Year Mortgage Rates at 5.09% and 15 Year Mortgage Rates at 4.50%

By Admin | Jan 08, 2010

Mortgage rates decreased in the latest Primary Mortgage Market Survey released by Freddie Mac. The mortgage survey released for the week ending January 7, 2010 showed the average mortgage rate for 30 year mortgages down to 5.09 percent, a decrease from the prior week’s average mortgage rate of 5.14 percent.

The average mortgage rate for 15 year mortgages decreased to 4.50 percent, down from the prior week’s average 15 year mortgage interest rate of 4.54 percent.

Looking for the today’s mortgage interest rates? Use our mortgage rate tables to find mortgage rates  in your state or zip code. Today’s Mortgage Interest Rates.

Five year adjustable mortgage rates averaged 4.44 percent for the week ending January 7, 2010. Unchanged from the prior week’s mortgage rate. The average one yea

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Tags: mortgage rates, Rates

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