• Keep your banking information secured

    Keep your banking information secured

    Don’t be astonished choosing a password for your Internet banking account is very important. Before you put your password for Internet Banking, make sure that you choose a password that only you can remember. A strong password has ideally at least 14 characters or more – certainly the more the better. The password must be composed of letters, numbers and other symbols. You can use upper and lower case to improve the complexity of...

    http://bank-rates.org/financial-consultant/keep-your-banking-information-secured
  • Alluring bank rates and easy profit

    Alluring bank rates and easy profit

    The banking industry is alluring. In the last ten years, competition among financial institutions has created many opportunities to make extra money with the best Bank Rates. There are two main reasons for this new competition: reduced regulation and appearance of the Internet. With widespread access to broadband, online banks can now offer loads of features that traditional banks can not. In addition, these online banks can offer the best...

    http://bank-rates.org/financial-consultant/alluring-bank-rates-and-easy-profit
  • Online banking: advantages and disadvantages

    Online banking: advantages and disadvantages

    Most online banks offer higher interest rates or other offers on savings accounts and other banking products because these banks have less overhead. There is not much building to pay and there are fewer employees. Account information and services are available 24 hours a day, every day. An exception to this rule would be for online banks may need to go offline for a couple of hours to update and maintain systems. Most online banks have no fees...

    http://bank-rates.org/financial-consultant/online-banking-advantages-and-disadvantages
  • What you need to know about bank rates

    What you need to know about bank rates

    People need the loans for different reasons and things. You can choose different loans, such as home loans, car loans, student loans, business loans and other types of loans. Don’t forget that the percentage varies in different types of loan . Banks will typically have lower percents in regards to percents match to other financial institutions. Before apply for a loan, you must know the rate of bank loans. If you need to buy a house for...

    http://bank-rates.org/financial-consultant/what-you-need-to-know-about-bank-rates
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Bank of Canada Unveils New $20 Note Design

By Allison Jones | May 16, 2012

Ottawa, Ontario –

Minister of Finance Jim Flaherty and Governor Mark Carney today unveiled the new and more secure $20 polymer bank note at the Bank of Canada’s head office, on Wellington Street in Ottawa. To raise public awareness about the new note, the building’s north-east corner now features seven-storey high images of both sides of the polymer $20.

As with the previously issued $50 and $100 polymer bank notes, the main reason for issuing a new $20 is to stay ahead of counterfeiting threats.  The new polymer notes are also more economical and have a smaller environmental footprint.

“The Bank’s goal is to maintain Canadians’ confidence in our money as a secure means of payment,” said Governor Carney after the unveiling ceremony. “This new $20 note fits the bill.”

The front of the polymer $20 features a new portrait of HM Queen Elizabeth II, who is celebrating her Diamond Jubilee this year. The back of the

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Tags: 20 Note, Note
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24-Month CD Rate Deal of the Day: Farmers State Bank at 1.25% APY

By Allison Jones | May 06, 2012

Staying in touch with their financial goals is a top priority for customers of the Farmers State Bank in Wathena, KS. Luckily for them, this bank provides a 24-month CD rate of 1.25% APY that gives back more than what depositors put in — a guaranteed rate of return that’s low risk with competitive fixed rates for anyone looking to save for their future.

24-Month CD Rate Terms and Conditions

All Farmers State Bank CD accounts can be easily started with a $500 minimum opening deposit. Any share certificate is automatically renewable, and interest accumulated from your APY rate can be paid out through a variety of means: by check, deposited to another account, or compounded.

About Farmers State Bank

At 109 years in business, the Farmers State Bank survived the Great Depression, World Wars I and II, numerous “police actions,” two bank robberies, several droughts, and two devastating floods, all the while being guided by the same founding policies, “Service to the community through sound banking principles.” Founded by L.A. Libel in Ma

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Tags: Apy, Farmers State, Farmers State Bank, State Bank
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Money Market

By Allison Jones | Apr 16, 2012

4.6 (126 customer reviews)

Get the flexibility of a check card and still earn a higher rate than traditional savings.

  • Open with $0
  • No minimum balance
  • No monthly maintenance fees
  • Other fees, such as those for returned deposit items and outgoing wires, may reduce earnings 
  • Check card and first 50 checks are free
  • No ATM fees at any ATM nationwide
  • Daily compounded interest for maximum earnings
  • FDIC insured to the maximum allowed by law. Maximize your coverage
  • Six transactions per statement cycle with no fees. Why only 6?
  • Your actual variable rate will go into effect when you make your opening deposit
  • Ally’s Money Market Account rate is accurate as of 8/26/2011. See rates

Open account

We don’t have monthly fees. Ever. Some banks charge a monthly fee if your deposit doesn’t come directly from your employer.

We don’t require minimum balances. Man

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Bank of Canada Issues $50 Polymer Bank Note

By Allison Jones | Apr 06, 2012

Ottawa, Ontario –

Bank of Canada Governor Mark Carney today officially announced the new $50 polymer bank note’s entry into circulation, during an event at the Canadian Coast Guard’s Québec port facility. These new notes will be available at financial institutions from coast to coast to coast starting today.

Governor Carney was joined at the event by Shelly Glover, Parliamentary Secretary to the Minister of Finance; Marc Grégoire, Commissioner of the Canadian Coast Guard; and Louis Fortier, Scientific Director of ArcticNet.

The front of the new $50 note features a portrait of Sir William Lyon Mackenzie King, while the back depicts the Arctic research icebreaker CCGS Amundsen, in port during the ceremony, as well as other imagery that reflects Canada’s commitment to Arctic research and the development and protection of northern communities. Most im

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Tags: Bank Note, Note, Polymer Bank, Polymer Bank Note
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CD Rates Are Terrible, But Who Cares?

By Allison Jones | Apr 02, 2012

 

CD rates keep getting lower and lower, and not to be a harbinger of bad news, but I think they could still go lower. The longer the Fed keeps rates suppressed, the closer they will get to 0% and the flatter the yield curve will become. But does it matter? Yes and no.

In my recent article, Zombie CD Rates, I caution against becoming complacent and throwing your hands up over low interest rates. On the other hand, CDs as an investment aren’t designed to make you rich — they are designed to preserve capital.

Benefits of a Certificate of Deposit: More than Rates

The benefits of a certificate of deposit are government backed insurance, for one. If the FDIC insured bank or NCUA insured credit union fails, you get your principal and interest back (assuming you are under the insurance limits). If t

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Tags: Cd Rates, Rates

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