With Commerce Online Banking, you will always have access to your accounts and their information they contain. This service is from a bank that was rated the number three bank in America by Forbes magazine in January of 2010.
The services provides with online banking are online bill pay, mobile banking, email alerts, Credit Card Online Account access, Brokerage Account access, access to your Mortgage Account the access to the Commerce Trust Company.
With the online banking you can view your account activity and balances. With most accounts the online bill paying is also free. The only exceptions are regular checking accounts and Interest checking accounts there is a $6.95 monthly fee for on line bill paying for up to 20 payments in a billing cycle.
The mobile banking is to be used mainly for the checking accounts, but this is being further developed with more features in the future.
The email alerts is an option with online banking. If you chose to receive them you will be alerted when your balances are nearing depletion, transactions and other vital information occur, but this is voluntary.
The transferring of funds between different Commerce bank accounts is possible and so is the viewing of canceled checks.
The online statement section from this bank is different than most. The average viewing of statements is generally limited to 18 months. With Commerce Bank you can view up to 7 years of statements if you wish to. This is a valuable record tool available nowhere else. All of these great features along with all the information you have with Commerce Bank can be downloaded into Quicken money management system if you wish to.
Lastly the current bank rates are available 24/7. This is what Commerce Online Banking has to offer their customers in a safe and secure manner.