The Citibank Balance Transfer Credit Card offers are among the most generous offers available that can be found today. Some of Citibank’s cards even offer 0% introductory interest rates for 18 months on balance transfers, as well as 0% introductory rates for 12 months on purchases. Once the 0% APR period expires on a Citi balance transfer card, they offer some of the lower long term variable interest rates of all the major credit card companies.
The Citi Platinum Select MasterCard has 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. You get to enjoy extra cash from Citi from the discounts you receive on gift cards, travel, merchandise, and more. There is no annual fee and there is $0 liability on unauthorized purchases.
The Citi Dividend Platinum Select MasterCard has no annual fee and offers 0% Intro APR on balance transfers for 15 months. After that, the APR will be 12.99%-20.99% based on creditworthiness. You can also earn 5% cash back at restaurants and on car rentals and hotels from 7/1/2010 to 9/20/2010 but requires a quarterly enrollment. There is a full 1% cash back on eligible purchases and cash advances and extra can be earned on popular, rotating categories each quarter. There is also an average of 5% additional cash back through Citi Bonus Cash Center.
The Citi Diamond Preferred Rewards Card has no annual fee and offers 0% Intro APR on purchases and balance transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness. Earn 6,000 bonus ThankYou points when you spend $300 within the first 3 months, redeemable for a $50 Gift Card at select national merchants. You get to earn 5 ThankYou points for every dollar you spend at supermarkets, drug stores, and gas stations for 12 months and 1 ThankYou point thereafter. Redeem points for merchandise, travel rewards, gift cards, cash, and more.
For all Citi credit cards, the APR will vary with the market based on the Prime Rate.
Visit the CitiBank website for more information on its bank rates as well as a complete listing of the Citibank Balance Transfer Credit Card.
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